About Koinkat
Koinkat is a local-first desktop application for tracking personal finances across currencies and bank accounts. Users can enter information manually or connect European bank accounts through a PSD2 integration. The evidence says financial data is stored on the user’s device and that the application has no cloud synchronization, telemetry, or account requirement. This provides two different data-entry paths: local records maintained by the user and connected bank information retrieved through the banking integration. The supplied description does not list supported currencies, account types, budgeting tools, or reporting features, so those should not be assumed. Its stated role is personal finance tracking with an emphasis on local storage.
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